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PRIVACY POLICY

Last Revised June 30, 2022

FACTS WHAT DOES Saved by Cash DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Consumers have the right to limit some but not all sharing. This notice tells you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect, and share depend on the product or service you have with us. This information can include:

  • Social Security number and checking account information
  • Payment history and income
  • Employment information
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reason Saved by Cash chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Saved by Cash share? Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus YES No
For our marketing purposes to offer our products and services to you YES No
For joint marketing with other financial companies NO WE DO NOT SHARE
For our affiliates’ everyday business purposes–information about your transactions and experiences YES No
For our affiliates’ everyday business purposes–information about your creditworthiness YES YES
For our affiliates to market to you YES YES
For nonaffiliates to market to you YES YES
To limit our sharing
  • Call 888-290-1091 - our menu will prompt you through your choices or
  • Visit us on the web at www.savedbycash.com
  • Contact us via email at support@savedbycash.com
Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we can share your information as described in this notice.

However, you can contact us at any time to limit our sharing.
Questions? Call 888-290-1091, email support@savedbycash.com, or go to www.savedbycash.com.
WHO WE ARE
Who is providing this notice? Saved by Cash; an economic arm and instrumentality of a Native American Indian Tribe.
WHAT WE DO
How does Saved by Cash protect my personal information? To protect your personal information from unauthorized access and use, we use security measures. These measures include computer safeguards and secured files and buildings.
How does Saved by Cash collect my personal information?

We collect your personal information, for example, when you

  • Apply for a loan
  • Give us your income information
  • Tell us where to send the money
  • Provide account information
  • Provide employment information
We also collect your personal information from others, such as credit bureaus, affiliates or other companies.

Why can’t I limit all sharing?

You have the right to limit only

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.
Definitions:
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
Our affiliates include other business entities of the Tribe.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies. Nonaffiliates we share with can include service providers and data processors.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Saved by Cash does not jointly market.

We may verify applicants' credit information using national databases and alternative credit bureaus. You can complete the loan process by creating an account and submitting your application online.

**Saved by Cash’s loans are usually funded by Automated Clearing House (ACH) electronic crediting directly to your bank account. If your loan application is reviewed and approved by 5:00 pm PST, your funds are typically available the next business day. Unavoidable delays that occur as a result of bank holidays, the processing schedule of your individual bank, inadvertent processing errors, "acts of God", and/or "acts of terror " may extend the time for the deposit and may cause a change in the Disbursement Date.

Saved by Cash is a Native American owned business operated by the Tribe, a sovereign Tribal nation located in the United States. Saved by Cash abides by all applicable federal laws and regulations and tribal law as established by the Tribe.

Please note: This is an expensive form of borrowing. Saved by Cash Installment Loans are designed to assist you in meeting your short-term borrowing needs and are not intended to be a long term financial solution. Saved by Cash never charges any prepayment penalties on early repayment of your loan. Prompt repayment of your loan will reduce the costs associated with borrowing and is strongly recommended by Saved by Cash.

Credit products obtained through this website are not available to residents of all states and state availability may change from time to time without notice. Currently, residents of Alabama, Arkansas, Connecticut, Florida, Georgia,Illinois, Maine, Maryland, Massachusetts, Minnesota, New York, North Carolina, Pennsylvania, South Carolina,Vermont, Virginia and West Virginia are not eligible to receive a loan from Saved by Cash.